Finance Your Car
Financing your purchase
Having now found your perfect car the next stage is how you pay for it.
Firstly we always require a deposit of £250 for any car which we have in stock, this non –refundable deposit takes it off sale and ensures no one else can purchase this vehicle before you organise full payment & collection. If we ordering a vehicle on your behalf then we may ask for a larger deposit.
Due to recent changes in fees being charged by all the banks, we are unable to absorb these charges on vehicle payments, therefore
We only accept the following payment methods.
Deposit to £250.00
Credit or Debit card [Debit preferred]
Bank transfer –before collection
Cheque / Bankers draft, allowing 7 working days to clear before collection.
Cash – Only up to £2000
Finance Company- Cleared Funds from Finance Company are required before release of the vehicle.
We can help organise financing your purchase through our Trusted Finance Partners – Northridge Finance or MotoNovo Finance. However if you finance application is unsuccessful through either of these finance companies we can, on your approval, send your application to Finance Broker who may manage to place your business with a non-prime Finance Lender.
We have chosen to work hand in hand with Northridge Finance & MotoNovo Finance to provide you with the largest choice and flexibility of Finance Options available in todays complex finance market. Our ever increasing finance volume has allowed us to negotiate a package which means we can offer you some of the best rates on the market at the same time as offering a quick, easy and hassle free car buying experience.
Our Finance Packages include but not restricted to the following:-
- Hire Purchase 12 months - 60 months.
- Personal Loans / Fixed Sum Loan Agreements up to 48 months.
- Personal Contract Plans (PCP) up to 48 months.
With so much choice in the finance market we like to make it easy for you to make a decision by presenting a tailor made Finance Package that suits you. To help you what you can afford monthly we have a finance calculator built-in on every used car details page.
As always finance is subject to terms & conditions and subject to acceptance* of your finance proposal. Please get in contact with our Experienced Sales Team to discuss your request.
* Where there is a decline of your finance proposal we will (with your permission) send your proposal to our finance brokers Westburn Finance / Livingstone Finance where they will attempt to match your finance requirements with a suitable lender.
Jim Reid Vehicle Sales Ltd is authorised and regulated by the Financial Conduct Authority for consumer credit activities. (Our FCA Ref number 669024)