Finance & Warranty

Used Car Finance

Having established ourselves as a reputable finance provider, we have selected three of the UK's top Finance Houses to assist with your vehicle purchase. This gives you the choice and fliexibilty to choose from a number of finance options, one of which we are sure will suit your needs.

Packages include Hire Purchase with repayments over 12- 60 months, Personal Contract Plans (PCP) and Personal Loans.

In addition, we can offer GAP Insurance through 'Black Horse', which covers the 'gap' between your motor insurance company's valuation of your car and the invoice value at the start of the agreement or any outstanding finance (subject to the level of cover chosen) in the event your car is stolen or written off.

Retail Price Protection - GAP Insurance

Our Retail Price Protection GAP Insurance does exactly what it says - it will return you to the original position you were in when you first purchased the vehicle, if your vehicle is written off and a total loss payment is made by your insurance company. Retail Price Protection GAP Insurance will pay you the difference between the company (or the market value of your vehicle, whichever is the greater) and the amount of your original invoice price of the vehicle, up to a maximum of £10,000 (For vehicles up to £25,000). Cover is available for a maximum period of 3 years.

If the vehicle is subject to a finance agreement, any payment under Retail Price Protection GAP Insurance will be paid direct to the finance company on your behalf, and if there are any excess funds, these will be sent to you direct, subject to the maximum cover of £10,000.

For full details of all GAP products including policy details please contact us.

Finance is subject to status. Please ask for a full written quotation.

Used Car Warranties

Most of the vehicles we sell are still covered under the manufacturers warranty, however for those that fall out with this criteria we supply 3 months 'Black Horse' parts and labour warranty with every vehicle sold.

  • All major mechanical and electrical components warranted against breakdown failure.
  • Cover for both parts and labour, with no excess or hidden charges to pay.
  • Available for up to 36 months cover.
  • No limit to the number of claims you can make.
  • Claim up to the price you have paid for your vehicle (dependent on option chosen).
  • Replacement vehicles hire, up to £30 a day for 7 days in the event of failure.
  • Towing-in charges, up to £60 per claim, are reclaimable if recovery is due to mechanical or electrical failure covered by the warranty.
  • Up to 60 days continental cover.
  • The service and breaking of one of Europe's leading warranty service providers.
  • Optional MOT test insurance cover.
  • Optional Black Horse Motor Warranty Assistance.
  Cover One Cover Two
Component    
ABS (anti-lock braking system) YES YES*
Air Conditioning YES YES*
Braking System YES YES
Casings YES YES
Catalytic Converter YES YES*
Central Locking YES YES
Clutch YES YES
Computers YES -
Consumables YES YES
Cooling Systems YES YES
Cruise control YES -
Differential & Drive Line YES YES
Electrics YES YES
Electrics (additional) YES -
Engine YES YES
Fuel System YES YES
Gauges YES -
Gearbox (Manual & Automatic) YES YES
Heating System YES -
Ignition System YES YES
Oil Seals and Gaskets YES YES
Propshaft YES YES
Screen Elements (front and rear) YES -
Steering (including power assisted) YES YES
Suspension YES YES
Turbo Unit YES YES*
Wheel Bearings YES YES
Durations Available 1 to 11, 12, 24 & 36 Months 3, 6, 12, 24 & 36 Months
Claim Limits Available £Unlimited* £500, £1000 or unlimited, dependent on the option chosen
Maximum Age at Inception 5 Years 5 Years
Maximum Mileage at Inception 60,000 80,000
*Available as Option Pack, subject to an additional premium